Terms & Conditions
- Term and Termination. This Agreement will remain in full force and effect while you use the Service and/or have an account. You may disable your account at any time, for any reason, by following the instructions in the Service. The Service may terminate or suspend your account at any time without notice if the Service believes that you have breached this Agreement, or for any other reason, with or without cause, in its sole discretion. The Service is not required to disclose the reason for the termination or suspension of your account.
- Non-commercial Use. The Service is for personal use only. Users may not use the Service or any content contained in the Service (including, but not limited to, designs, text, graphics, images, video, information, logos, software and computer code) in connection with any commercial endeavors, such as (i) advertising or soliciting any user to buy or sell any products or services not offered by the Service. The Service may investigate and take any available legal action in response to illegal and/or unauthorized uses of the Service, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email and unauthorized framing of or linking to the Service.
- Account Security. You are responsible for maintaining the confidentiality of the username (email) and password you designate during the registration process, and you are solely responsible for all activities that occur under your username and password. You agree to immediately notify the Service of any disclosure or unauthorized use of your username or password or any other breach of security and ensure that you log out from your account at the end of each session.
- Your Interactions with Other Users. You are solely responsible for your interactions with other users. The service also does not inquire into the backgrounds of all of its users or attempt to verify the statements of its users. The service makes no representations or warranties as to the conduct of users or their compatibility with any current or future users.
- Limitation on Liability. The Company, its affiliates or its partners be liable (directly or indirectly) for any losses or damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the use of the Service. You agree to take all necessary precautions in all interactions with the Service and other users. In addition, you agree to review and follow the Service’s safety tips, located in the Service, prior to using the Service.
- Proprietary Rights. The Service owns and retains all proprietary rights in the Service, and in all content, trademarks, trade names, service marks and other intellectual property rights related thereto. The Service contains the copyrighted material, trademarks, and other information of the Service. You agree to not copy, modify, transmit, create, make use of, or reproduce in any way any copyrighted material, trademarks, trade names, service marks, or other intellectual property or proprietary information accessible through the Service, without first obtaining the prior written consent of the Service or, if such property is not owned by the Service, the owner of such intellectual property or proprietary rights. You agree to not remove, obscure or otherwise alter any proprietary notices appearing on any content, including copyright, trademark and other intellectual property notices.
- Content Posted by You in the Service.
a. You are solely responsible for the content and information that you post in the Service, including text messages, chat or profile text, whether publicly posted or privately transmitted (collectively, “Content”). You may not post as part of the Service, or transmit to the Company or any other user (either on or off the Service), any offensive, inaccurate, incomplete, abusive, obscene, profane, threatening, intimidating, racially offensive, or illegal material, or any material that infringes or violates another person’s rights (including intellectual property rights, and rights of privacy and publicity). You represent and warrant that (i) all information that you submit upon creation of your account, is accurate and truthful and that you will promptly update any information provided by you that subsequently becomes inaccurate, incomplete, misleading or false. b. You understand and agree that the Service may, but is not obligated to, monitor or review any Content you post. The Company may delete any Content, in whole or in part, that in the sole judgment of the Company violates this Agreement or may harm the reputation of the Service or the Company.
c. By posting Content as part of the Service, you automatically grant to the Service, its affiliates, licensees and successors, an irrevocable, perpetual, non- exclusive, transferable, sub-licensable, fully paid-up, worldwide right and license to use, copy, perform, display, reproduce, record, adapt, modify and distribute the Content.
d. Prohibited transmit or upload any material to the Site that contains viruses, Trojan horses, worms, or any other harmful or deleterious programs.
e. Prohibited take any action that imposes an unreasonable or disproportionately large load on our infrastructure, or detrimentally interfere with, intercept, or expropriate any system, data, or information
f. The Service reserves the right, in its sole discretion, to investigate and take any legal action against anyone who violates this provision.
- Prohibited Activities. The Service reserves the right to investigate, suspend and/or terminate your account if you have misused the Service or behaved in a way the Service regards as inappropriate or unlawful.
- Legal Advice. This website is for informational purposes only and does not constitute legal advice. If you need legal advice, please consult a licensed attorney in your jurisdiction.
- Financial Institution. The Company is a financial services match-making marketplace and consulting company. We are not a bank, FI/NBFI, Payment Service Provider, deposit taking institution, trust, or money services business of any kind. We are not regulated by any financial regulator. Banking, Payment, Processing, and Licensing services are provided by our participating members.
- Modifications to Service. The Service reserves the right at any time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that the Company shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service. To protect the integrity of the Service, the Service reserves the right at any time in its sole discretion to block users from certain IP addresses from accessing the Service.
- Copyright Policy. You may not post, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information without obtaining the prior written consent of the Service.
- Limitation on Liability. To the fullest extent allowed by applicable law, in no event will the Service, its affiliates, business partners, licensors or service providers be liable to you or any third person for any consequential, exemplary, incidental, special or punitive damages, including, without limitation, loss of profits, loss of goodwill, corruption or breaches of data or programs, service interruptions and procurement of substitute services, even if the Service has been advised of the possibility of such damages. Notwithstanding anything to the contrary contained herein, the Service’s liability to you for any causes whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to the Service. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the service or the terms of this agreement must be filed within one year after such claim or cause of action arose.
- Notices. The Service may provide you with notices, including those regarding changes to this Agreement, using any reasonable means now known or hereafter developed, including by email, regular mail, SMS, MMS, text message or postings in the Service. Such notices may not be received if you violate this Agreement by accessing the Service in an unauthorized manner. You agree that you are deemed to have received any and all notices that would have been delivered had you accessed the Service in an authorized manner.
- Updated: July 2023