Payments Architecture

“Payment architecture” refers to the structure, design, and components that form a payment system. It encompasses the infrastructure, protocols, and software solutions used to facilitate and process monetary transactions, typically between buyers and sellers, but also in other contexts like peer-to-peer transfers or bank disbursements.

Payments Architecture

— Key components

Key components of a typical payment architecture include:

The exact architecture can vary based on several factors, including the type of transaction (e.g., online vs. in-store), the countries or regions involved, the types of payment methods used, and specific merchant requirements. When designing or evaluating a payment architecture, considerations like security, scalability, transaction speed, interoperability, and compliance with local and international regulations are paramount.

— Blockrunner

Blockrunner Payment Solutions

The world of payments is perpetually in flux. Factors such as regulatory shifts, surging competition, technological advancements, and shifting consumer preferences are reshaping the payment sector. Consequently, banks, corporations, and payment processors must stay agile. Adam Tracy and his team provide an extensive array of solutions and services, assisting our clients in the financial, corporate, and government sectors to navigate and lead in this dynamic payment landscape.

Our services include:

We assist clients across all facets of the payments sector — spanning retail, card, digital payments, payment infrastructure, merchant services, acquisition, transaction banking, and treasury services. Our support ranges from comprehensive transformations to specialized projects.Our international team offers an unparalleled blend of expertise across industries, sectors, and functions. They possess deep insights into every facet of the payments realm, spanning every region and organizational dimension.


Strategic Expertise


Cross Border Remittance


Digital Currencies



High Risk Merchants


Open Banking

P2P Payments



Contact Adam Tracy

Growth hacker Adam Tracy and the professionals of Blockrunner, LLC stand ready to help accelerate your banking, blockchain, cryptocurrency or payments venture.