Crypto Licenses/Poland (MiCA)
πŸ‡΅πŸ‡± EU MiCA CASP License

Poland MiCA CASP License

Obtain a European Union crypto-asset service provider license through Poland's MiCA framework β€” with full EU passporting rights to serve clients across the European Economic Area.

Supervised by the Polish Financial Supervision Authority (KNF) β€” Poland's expected competent authority for MiCA CASP authorization.

License Overview

What is a Poland MiCA CASP License?

MiCA establishes a unified regulatory framework for crypto-asset service providers throughout the European Union. Poland's crypto market is transitioning from its prior VASP registration regime to the MiCA authorization framework. The Poland CASP license may authorize the following activities:

Crypto-to-fiat exchange services
Crypto-to-crypto exchange services
Custody and administration of crypto-assets
Operation of trading platforms
Execution of crypto-asset orders
Reception and transmission of orders
Portfolio management
Crypto-asset advisory services
Transfer services for crypto-assets
Brokerage activities
Placement of crypto-assets
Institutional digital asset services
Key Advantages

Why Poland?

EU Passporting Rights

Perhaps the most significant advantage β€” a Poland MiCA license generally allows a CASP to passport services across all EU and EEA member states through a single authorization.

Large Domestic Market

Poland represents one of the largest economies in Central Europe and offers access to a substantial consumer and business market alongside broader EU expansion opportunities.

Competitive Cost Structure

Compared with some Western European jurisdictions, Poland generally offers lower operating costs, staffing expenses, and corporate overhead while maintaining full EU regulatory credibility.

Growing Fintech Ecosystem

Poland continues to attract fintech, payments, software, and digital asset businesses, creating an increasingly robust ecosystem of technology providers, banks, and professional service firms.

Strong Regulatory Framework

MiCA creates a harmonized regulatory environment designed to enhance market integrity, consumer protection, and institutional confidence.

Single Authorization

Depending on the authorized scope, a single CASP license can support multiple regulated crypto activities throughout the European Union.

Regulatory Authority

KNF & Poland's MiCA Implementation

The Polish crypto-asset sector is expected to be supervised by the Polish Financial Supervision Authority ("KNF"), which will serve as the competent authority for MiCA authorization and supervision. However, Poland's national MiCA implementation legislation has experienced delays, creating a transitional environment for market participants. For many businesses, obtaining authorization in another operational MiCA jurisdiction and passporting into Poland remains an alternative strategy while the Polish framework continues to develop.

Capital Requirements

MiCA Capital Requirements

MiCA establishes minimum own-funds requirements based upon the services being provided. The applicable capital requirement depends upon the precise services requested and the overall risk profile of the business.

Class 1 CASP

€50,000

Advice, portfolio management, order reception and transmission, placement services, and transfer services.

Class 2 CASP

€125,000

Exchange services, custody and administration, order execution, and dealing on own account.

Class 3 CASP

€150,000

Operation of a crypto-asset trading platform.

Requirements

Key Regulatory Requirements

Corporate Structure

  • Polish company formation (Sp. z o.o.)
  • Registered office
  • Corporate governance framework
  • Appropriate ownership structure

Management & Governance

  • Fit-and-proper directors
  • Qualified management team
  • Governance procedures
  • Internal control functions

Compliance Framework

  • AML/KYC program
  • Transaction monitoring
  • Travel Rule implementation
  • Sanctions screening
  • Risk management framework

Operational Resilience

  • Cybersecurity controls
  • ICT governance
  • Business continuity planning
  • Incident response procedures
  • Vendor management controls
Common Use Cases

Who Uses This License

Cryptocurrency Exchanges

Launch regulated exchanges serving customers throughout Europe.

Custody Providers

Offer institutional-grade custody and safeguarding services.

OTC Trading Desks

Operate regulated liquidity and brokerage businesses.

Crypto Brokerage Platforms

Provide order execution and trading services.

Tokenized Asset Platforms

Support tokenized securities, RWAs, private funds, and digital investment products.

Stablecoin Infrastructure

Provide settlement, treasury, and payment architecture solutions.

Institutional Digital Asset Services

Support banks, investment firms, family offices, and institutional customers.

Our Services

Scope of Services

We provide end-to-end advisory and implementation services for obtaining and operationalizing a Poland MiCA CASP license.

Phase 1

Regulatory Strategy & Structuring

  • Business model analysis
  • MiCA classification review
  • CASP activity determination
  • Jurisdiction comparison analysis
  • EU passporting strategy
  • Corporate structuring recommendations
Phase 2

Poland Company Formation

  • Sp. z o.o. formation
  • Shareholder structuring
  • Director appointments
  • Governance implementation
  • Local substance planning
  • Registered office coordination
Phase 3

Compliance Framework Development

  • AML/KYC policies
  • Transaction monitoring procedures
  • Travel Rule framework
  • Sanctions compliance
  • Risk assessment methodology
  • Internal controls
  • Compliance manuals
Phase 4

CASP Application Preparation

  • Program of operations
  • Business plan preparation
  • Financial projections
  • Governance documentation
  • Capitalization planning
  • Regulatory correspondence
  • Application management
Phase 5

Banking & Payments Infrastructure

  • EMI introductions
  • Banking introductions
  • SEPA infrastructure planning
  • Stablecoin treasury architecture
  • Custody provider introductions
  • Fiat settlement workflows
Phase 6

Operational Launch Support

  • Terms of service
  • Customer agreements
  • Vendor onboarding
  • Compliance training
  • Regulatory reporting support
  • Ongoing advisory services
Infrastructure

Banking & Financial Infrastructure Support

Obtaining a MiCA license is only one component of launching a successful digital asset business. Our objective is helping founders move from licensing to sustainable commercial operations. We assist clients with:

Banking introductions
EMI relationships
SEPA connectivity
Stablecoin treasury architecture
Custody integrations
Liquidity provider introductions
Fiat on-ramp/off-ramp solutions
Cross-border payment infrastructure
Why Us

Why Entrepreneurs Choose Blockrunner

Deep Regulatory Experience

We advise on crypto, payments, securities, banking, and digital asset regulations globally.

Payments & Banking Expertise

We operate at the intersection of digital assets, banking, payments, compliance, and capital markets.

End-to-End Execution

From licensing and compliance to banking, custody, tokenization, and operational launch β€” comprehensive implementation support.

Multi-Jurisdictional Licensing Expertise

Poland MiCA CASP
Lithuania MiCA CASP
Estonia MiCA CASP
Latvia MiCA CASP
Ireland MiCA CASP
Cyprus MiCA CASP
El Salvador DASP
BVI VASP
Seychelles VASP
CuraΓ§ao VASP
Antigua DABA
Bermuda DABA
Switzerland SRO Structures
Canada MSB
U.S. MSB & state money transmission frameworks
FAQ

Frequently Asked Questions

Who regulates CASPs in Poland?

The Polish Financial Supervision Authority (KNF) is expected to serve as the competent authority responsible for MiCA authorization and supervision in Poland.

What is the minimum capital requirement?

Depending upon the services offered, MiCA generally requires minimum capital of €50,000, €125,000, or €150,000.

Can a Poland CASP serve customers throughout Europe?

Yes. MiCA authorization generally provides passporting rights throughout the EU and EEA.

Is Poland currently issuing CASP licenses?

Poland's MiCA implementation process has experienced legislative delays, and businesses should carefully evaluate current regulatory developments and timelines before selecting Poland as their licensing jurisdiction.

Is local substance required?

Yes. CASP applicants should generally expect to demonstrate governance, management, compliance personnel, operational capability, and local substance within the EU.

How long does the licensing process take?

Industry participants commonly estimate approximately 4–12 months depending on the complexity of the business model, quality of documentation, regulator review timelines, and implementation status of the local framework.

Launch Your European Crypto Business with Blockrunner

Whether you are launching a crypto exchange, custody platform, OTC desk, tokenized asset marketplace, stablecoin infrastructure provider, or institutional digital asset business β€” a Poland MiCA CASP license can provide a powerful gateway into the European market.